What is Merchant Cash Advance

What is Merchant Cash Advance?

Merchant Cash Advance is an added-value service designed to help businesses access quick working capital without the hassle of traditional loans. With MagicPay, merchants can receive funds based on their credit card sales and repay the advance automatically through a small percentage (typically 10%–20%) of daily processing volume. This flexible repayment structure means you pay more when business is strong and less during slower periods, helping maintain healthy cash flow.

Grow Your Business

Merchant Cash Advance can be used for any legitimate business purpose! Capital is available in as few as 5 business days. No application fees or personal collateral. You may use the capital for any of the following reasons as well as any other legitimate business purpose.

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Building Inventory

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Purchasing New Equipment

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Remodeling / Expanding Business Location

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Opening a New Location

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Repairing Existing Equipment

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Catching up on Bills

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Buying Out a Partner

Grow Your Business
Who Qualifies_ Guidelines Check List

Who Qualifies? Guidelines Check List

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Fixed, brick-and-mortar business location

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At least 100 credit card transactions processed per month

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Average ticket is less than $250

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Monthly volume is greater than $5,000

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At least 80% of transactions are swiped

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Monthly volume is steady or increasing

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Merchants that have been in the same business and accepted credit cards at the same location with the same owners for at least one year.

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Apply Online

Apply online and you will be contacted by one of our merchant account specialists in order to setup your account just right.

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Get Approved

Our large network of acquiring banks allows us to find a payment processing solution for a variety of business models.

VERIFONE

Start Processing

Upon approval with on of our acquiring bank you will be able to process credit card payments and get the cash advance.

We’d love to hear from you

Let's talk

Contact Info

Customer Service Phone Directory

Hours of Operation:
24/7 Customer Service
Sales:
Sunday – Thursday: 24 Hrs
Friday: Closing at 4:00 PM EST
Saturday: Closed

Where Should I Call for Service?

Using the short questionnaire below, you will find the correct phone number to call for assistance.

For sales, upgrades or additional services please call 855-891-2600 ext 1.

Or email us at info@MagicPay.net

Or, click here to fill out our contact form and one of our representatives will contact you within 24 hours.

BankCard USA Customer Service / Technical Support

During regular business hours (M-F 10:00AM-8:00PM EST) - 800-589-8200

After hours:

First Data (MID starts with 4195) please call 888-339-0674.

FDR (MID starts with 5349) please call 866-597-5721.

TSYS (MID starts with 8867) please call 800-552-8227.

Blackstone

Customer Service / Technical Support: 305-718-6520 or 305-639-9590

Clover Support (VI & PR): 844-864-5449

Clover Support (US): 855-853-8340

First Data Support: 800-858-1166

Choice Merchant Solutions

Customer Service / Technical Support: 800-539-9116

Elavon

Customer Service / Technical Support: 800-819-6019 x1

Elavon - Activation: 866-451-4007 x4

Electronic Merchant Systems

Client Services: 800-615-1330

Group ISO

During regular business hours (M-F 10:00am - 9:00pm) - 800-410-4476

After hours: 800-228-0210

Maverick BankCard

Customer Service / Technical Support: 800-464-9777

NetPay BankCard

Customer Service / Technical Support: 800-366-1841

Signature Card Services

Regular Business Hours (M-F 10:30AM - 9:00PM EST): 800-631-3072 

After Hours:

If your MID starts with "4":

Customer Service / Technical Support: 800-228-0210

Voice Authorization: 800-228-1122

If your MID starts with "8":

Customer Service / Technical Support 800-622-2315

Voice Authorization: 800-944-1111

Switch Commerce / Sage

877-550-1310

Total Merchant Services (USA)

888-848-6825

Total Merchant Services (CA)

855-839-7280

Volt Merchant Solutions

Customer Service / Technical Support: 877-232-8503

Operator

If you do not know who is your merchant account provider please call our operator or email our support team to locate your account and direct you to the right phone number to call.

Diall 855-891-2600, EXT 0.

Email: info@MagicPay.net - make sure your business name is in the subject line.

MagicPay Payment Gateway

For training, billing and basic gateway questions: 855-891-2600 EXT 3.

For integration and higher level technical support: 800-617-4850.

Forgot Your Password?

Call either number above, or, for after hours, please send an email to info@MagicPay.net and one of our representatives will reset your password and send you a new password creation link.

In your email please include your name, business name, username for gateway and phone number.

Authorize.Net

866-682-4131

eProcessing Network

800-971-0997

USAePay

866-872-3729

Contact us