Merchant Cash Advance is an added-value service designed to help businesses access quick working capital without the hassle of traditional loans. With MagicPay, merchants can receive funds based on their credit card sales and repay the advance automatically through a small percentage (typically 10%–20%) of daily processing volume. This flexible repayment structure means you pay more when business is strong and less during slower periods, helping maintain healthy cash flow.
Merchant Cash Advance can be used for any legitimate business purpose! Capital is available in as few as 5 business days. No application fees or personal collateral. You may use the capital for any of the following reasons as well as any other legitimate business purpose.
Building Inventory
Purchasing New Equipment
Remodeling / Expanding Business Location
Opening a New Location
Repairing Existing Equipment
Catching up on Bills
Buying Out a Partner
Fixed, brick-and-mortar business location
At least 100 credit card transactions processed per month
Average ticket is less than $250
Monthly volume is greater than $5,000
At least 80% of transactions are swiped
Monthly volume is steady or increasing
Merchants that have been in the same business and accepted credit cards at the same location with the same owners for at least one year.
Apply online and you will be contacted by one of our merchant account specialists in order to setup your account just right.
Our large network of acquiring banks allows us to find a payment processing solution for a variety of business models.
Upon approval with on of our acquiring bank you will be able to process credit card payments and get the cash advance.
MagicPay Merchant Services, LLC. ® 2026
Let's talk
Hours of Operation: 24/7 Customer Service Sales: Sunday – Thursday: 24 Hrs Friday: Closing at 4:00 PM EST Saturday: Closed
Using the short questionnaire below, you will find the correct phone number to call for assistance.
For sales, upgrades or additional services please call 855-891-2600 ext 1.
Or email us at info@MagicPay.net
Or, click here to fill out our contact form and one of our representatives will contact you within 24 hours.
BankCard USA Customer Service / Technical Support
During regular business hours (M-F 10:00AM-8:00PM EST) - 800-589-8200
After hours:
First Data (MID starts with 4195) please call 888-339-0674.
FDR (MID starts with 5349) please call 866-597-5721.
TSYS (MID starts with 8867) please call 800-552-8227.
Blackstone
Customer Service / Technical Support: 305-718-6520 or 305-639-9590
Clover Support (VI & PR): 844-864-5449
Clover Support (US): 855-853-8340
First Data Support: 800-858-1166
Choice Merchant Solutions
Customer Service / Technical Support: 800-539-9116
Elavon
Customer Service / Technical Support: 800-819-6019 x1
Elavon - Activation: 866-451-4007 x4
Electronic Merchant Systems
Client Services: 800-615-1330
Group ISO
During regular business hours (M-F 10:00am - 9:00pm) - 800-410-4476
After hours: 800-228-0210
Maverick BankCard
Customer Service / Technical Support: 800-464-9777
NetPay BankCard
Customer Service / Technical Support: 800-366-1841
Signature Card Services
Regular Business Hours (M-F 10:30AM - 9:00PM EST): 800-631-3072
After Hours:
If your MID starts with "4":
Customer Service / Technical Support: 800-228-0210
Voice Authorization: 800-228-1122
If your MID starts with "8":
Customer Service / Technical Support 800-622-2315
Voice Authorization: 800-944-1111
Switch Commerce / Sage
877-550-1310
Total Merchant Services (USA)
888-848-6825
Total Merchant Services (CA)
855-839-7280
Volt Merchant Solutions
Customer Service / Technical Support: 877-232-8503
Operator
If you do not know who is your merchant account provider please call our operator or email our support team to locate your account and direct you to the right phone number to call.
Diall 855-891-2600, EXT 0.
Email: info@MagicPay.net - make sure your business name is in the subject line.
MagicPay Payment Gateway
For training, billing and basic gateway questions: 855-891-2600 EXT 3.
For integration and higher level technical support: 800-617-4850.
Forgot Your Password?
Call either number above, or, for after hours, please send an email to info@MagicPay.net and one of our representatives will reset your password and send you a new password creation link.
In your email please include your name, business name, username for gateway and phone number.
Authorize.Net
866-682-4131
eProcessing Network
800-971-0997
USAePay
866-872-3729
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