Travel Merchant Account

Travel Merchant Account Overview

Most travel agencies ask the same question: “Why is Travel called high risk?” and “Why my application is denied?”. The answer is very simple. Travel is a very dynamic business. In many cases a travel agent takes payment as a third-party. A travel agent may charge a customer for a hotel stay, vacation package, cruise, airline ticket and so forth. Any change in such tickets, that is sometimes uncontrollable by the merchant, is making the merchant liable for a chargeback.

Today, many travel agencies do not charge airline tickets, hotels and other travel fees on their own merchant account, but rather, charge it directly through the airline or travel provider. This method is well respected by many payment processors, but others still stay behind with conservative approach and try to avoid travel agencies and other travel related merchants.

MagicPay Approach

We, at MagicPay, evaluate each travel agency individually, we learn and study your method of doing business so we can board you with the acquirer that would feel most comfortable with your business model. This is how we are able to provide a reliable travel merchant account. Simply by listening to your requirements.

The process is relatively simple, but does require some documentation to the bank, to validate your information. A MagicPay merchant specialist will guide you each step of the way to ensure quick approval.

MagicPay provides a variety of payment processing services to travel merchants. The services include credit card processing, ACH and eCheck processing. We have merchant accounts available domestically and offshore. Each merchant can choose between using the MagicPay payment gateway to any other form of processing such as a retail credit card machine.

Payment Processing Technologies:

MagicPay supports a variety of merchants in the travel industry. Below you would find a list of supported niches within the travel industry: