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Travel Merchant Account

MagicPay is serving the travel industry since its establishment. Travel merchants are usually prohibited or restricted from accepting credit cards with most payment processors. MagicPay works with a variety of payment processors and acquiring banks that allow travel agencies process credit cards. It is our duty to provide reliable, affordable and secure merchant account services.

Travel Merchant Account Overview

Most travel agencies ask the same question: “Why is Travel called high risk?” and “Why my application is denied?”. The answer is very simple. Travel is a very dynamic business. In many cases a travel agent takes payment as a third-party. A travel agent may charge a customer for a hotel stay, vacation package, cruise, airline ticket and so forth. Any change in such tickets, that is sometimes uncontrollable by the merchant, is making the merchant liable for a chargeback.

Today, many travel agencies do not charge airline tickets, hotels and other travel fees on their own merchant account, but rather, charge it directly through the airline or travel provider. This method is well respected by many payment processors, but others still stay behind with conservative approach and try to avoid travel agencies and other travel related merchants.

Travel Merchant Account

MagicPay Approach

We, at MagicPay, evaluate each travel agency individually, we learn and study your method of doing business so we can board you with the acquirer that would feel most comfortable with your business model. This is how we are able to provide a reliable travel merchant account. Simply by listening to your requirements.

The process is relatively simple, but does require some documentation to the bank, to validate your information. A MagicPay merchant specialist will guide you each step of the way to ensure quick approval.

Travel Agency Payment Processing

Credit Card Processing Solutions

MagicPay provides a variety of payment processing services to travel merchants. The services include credit card processing, ACH and eCheck processing. We have merchant accounts available domestically and offshore. Each merchant can choose between using the MagicPay payment gateway to any other form of processing such as a retail credit card machine.

Payment Processing Technologies:

  • Accept Visa, MasterCard, Discover & American Express
  • Retail, Mobile, MOTO & E-Commerce
  • Get a unique MID and a Custom Descriptor (even offshore!)
  • High Ticket, High Volume – OK!
  • MOTO Transactions (Virtual Terminal) – OK!
  • Accept EMV Chip Cards, or MSR Swipe Payments (Retail)
  • Bad Credit? No Problem!
  • Travel Startups Welcome!
  • CVV Verification
  • Address Verification System (AVS)
  • 3D Secure (Verified by Visa & MasterCard SecureCode)
  • Chargeback Prevention Management
  • Choose your Payment Gateway (MagicPay, NMI, Authorize.Net, eProcessing Ntework or USAePay)






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    Travel Merchants Supported

    MagicPay supports a variety of merchants in the travel industry. Below you would find a list of supported niches within the travel industry:

    • Travel Agencies
    • Hotel Booking
    • Airline Tickets
    • Vacation Packages
    • Timeshares
    • Travel Membership Clubs
    • Vacation Rentals

    Timeshare Merchant Account